Skip to content
Click to Call
Insurance Solutions of Omaha

17055 Frances St
Suite 101
Omaha, NE 68130

Get Directions

Insurance Solutions of Omaha Blog

Tips for Making Umbrella Insurance Claims Easy

The umbrella insurance claim process doesn’t need to be as overwhelming or challenging as it’s often made out to be. Here’s a simple guide designed to help streamline the process and alleviate potential stress.

Tip #1: Furnish All Required Information

Different incidents require different sets of information. Always make sure to submit all the relevant data to your primary insurance firm. A comprehensive and accurate set of information raises the odds of your claim getting a favorable verdict. Upon approval, the umbrella insurance kicks in automatically after your primary insurance has reached its limit.

Tip #2: Get in Touch With Your Umbrella Insurance Provider

It’s advisable to call your umbrella insurance provider right after filing your claim with your primary insurer. Umbrella insurance policies differ, and some may not initiate without your prompt. Early engagement ensures swift handling of your claim so you can swiftly move past the incident.

Keep the Process Simple and Stress-Free

As demonstrated here, the umbrella insurance claims process can indeed be hassle-free. Filing the claim with your primary insurer, furnishing pertinent information, and keeping your umbrella insurer duly informed are key steps toward that end.

Your Search for a Reliable Insurance Partner Ends Here

For residents of Omaha, NE looking for a dependable insurance company, look no further. At Insurance Solutions LLC, we’re keen to welcome you to our family of clients. Whether you’re local or out of state, we offer extensive coverage types tailored to your needs. Reach out to us today for a quote.

How Does Umbrella Insurance Work?

It’s always good to have as much insurance coverage as you can in case of serious incidents. When you have a home policy and an auto policy, you may need an additional policy to improve the coverage you have. This type of policy is called umbrella insurance. It’s an extra policy that can be added on top of the other two for better coverage. 

When you want to be prepared in case of serious accidents, you need an umbrella policy. Call us at Insurance Solutions LLC in Omaha, NE to find out more. 

Liability Coverage

Liability coverage is extremely important. You should have enough of it to pay for a serious accident. These accidents can have sky-high medical and other bills. When you get umbrella insurance, it adds extra liability protection on top of the protection you get from your home and auto policies. Those two policies often don’t have very much liability coverage in them. With umbrella insurance, you add an enormous amount of liability coverage onto both policies at once. This will allow a very expensive accident to be paid off by insurance. 

A Worthwhile Investment

If you want extra liability insurance, why don’t you just add more coverage onto your home and auto policies directly? Many people don’t do this because it costs so much. It’s very expensive to add directly to your home and auto policies. However, umbrella insurance is very reasonably priced. It doesn’t cost much to get a large amount of coverage that may come in handy. An expensive accident can cost a lot, and you don’t want to be left to pay for it from your own pocket. 

Get Umbrella Insurance 

If you need more liability coverage for your home and vehicle, give us a call at Insurance Solutions LLC in Omaha, NE to get started. 

The Difference Between an Umbrella Policy and Other Forms of Insurance

Many people are under the impression that their home and auto insurance policies cover everything. However, there are certain instances where these policies will not provide coverage. That’s where an umbrella policy comes in.

At Insurance Solutions LLC, we want to make sure that our clients in Omaha, NE are fully protected.

Here’s a look at the difference between an umbrella policy and other forms of insurance:

What Is an Umbrella Policy?

An umbrella policy is extra liability insurance that provides protection beyond the limits of your homeowners, auto, or watercraft insurance policies. It kicks in when you’re sued for damages or someone is injured on your property. Umbrella insurance also covers certain defamation claims and false arrests.

Why Do I Need an Umbrella Policy?

You need an umbrella policy because it offers protection beyond the limits of your primary insurance policies. For example, let’s say you’re involved in a car accident that results in serious injuries to the other driver. If the other driver sues you, your auto insurance policy will cover some of the costs associated with the lawsuit.

However, if the damages exceed the limits of your auto insurance policy, you’ll be responsible for paying the rest out of pocket. This is where umbrella insurance comes in. It will cover the costs associated with the lawsuit up to the limit of your policy.

Umbrella policies also provide coverage for certain types of defamation claims and false arrests. If you’re ever sued for libel or slander, or if you’re falsely accused of a crime, your umbrella policy will help cover the costs associated with defending yourself in court.

How Much Coverage Do I Need?

The amount of coverage you need depends on a number of factors, including the value of your assets and how much risk you’re willing to assume. If you have significant assets, you’ll need more coverage than someone who doesn’t have any assets to protect. You should also consider how much risk you’re willing to assume. If you’re comfortable taking on a bit more risk, you can opt for a policy with lower limits.

Get Umbrella Insurance Today

At Insurance Solutions LLC in Omaha, NE, we can help you determine how much coverage you need and find a policy that fits your budget. Contact us today to get started.

  • AllState
  • Battle Creek Mutual
  • Columbia
  • Donegal
  • Encompass
  • Farmer's Mutual of Nebraska
  • Foremost
  • IMT
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers

Insurance Quotes
as easy as

  • 1

Getting Sarted

Begin your quote by clicking on the get started button below.

  • 2

Providing Information

Fill in the form to help us provide you with the best possible quote.

  • 3

Acquiring Your Quote

Our system will evaluate your information and quickly present a quote.

Get to Know Us

Servicing States

  • Nebraska
  • Iowa
  • South Dakota
  • Missouri
  • Kansas