The chance to drive as a teen is exciting for many and a source of worry for many parents. At Insurance Solutions LLC, we help parents in Omaha, NE navigate the additional costs of insurance for a young driver here. We also recognize that, as the NE Department of Insurance notes, driving is a high-risk activity for inexperienced young drivers, and avoiding serious or fatal accidents is important. Managing your financial costs and exposure is important, as well as creating a realistic structure for teenage driving. That means considering factors like whether you add a driver to your family car, purchase an additional car for the young driver and insure it separately, or work with your child to earn the money for their vehicle and insurance.
In other words, raising a young driver is both a parenting challenge, as well as a matter of changes in your insurance premiums. We’ll be glad to help with the latter and help you limit your family’s financial exposure. After all, many insurance companies consider drivers under age 25 to be a higher risk, even if they have a clean driving record.
Preparing Young Drivers After Years of Gaming
Parents and their young drivers face challenges like transitioning from simulated driving in video games, with unrealistic settings and vehicle operation, and a lack of real-world consequences such as speeding tickets and accidents. Over-focusing on texting also makes being a safe young driver a challenge. Young drivers in Omaha, NE may get a school learner permit at 14, a learner’s permit at 15, and a provisional operator’s permit or POP at 16, when they begin to make unsupervised decisions. Our Insurance Solutions LLC team can help you with pointers toward teen driver educational resources that can help parents guide them.