As a business owner in Nebraska, you need to know what insurance requirements you need by the state and what other options you have. With so many business owners in the Omaha, NE area, there are various options to make your commercial insurance fit your business needs when you choose Insurance Solutions LLC.
In Nebraska, there are two types of commercial insurance that you need as a business owner if you have employees:
If your business requires your employees to drive company vehicles, this policy is required to ensure full coverage is always available. Also, if you have employees beyond yourself in the business, workers' compensation is required in case they are hurt on the job. These policies will benefit your business and give you the financial assistance you did not know you needed.
In addition to getting the required insurance policies, you can also get the following added to the policy for more protection.
Income protection is ideal for situations when your business is closed unexpectedly. You can get assistance with paying your employees and also pay any business-related expenses. It is an excellent policy to have with general liability no matter what type of business you have. This protects you if someone is hurt physically or sues your company for defamation.
E & O or errors and omissions is a specialized policy that some businesses have been grateful for later. If an error caused by your business or one of your employees causes financial damage to your clients, they can sue your company for neglect. With E & O, you are able to get financial assistance if you are found guilty and avoid selling business assets.
If you are a business owner in the area of Omaha, NE, contact our Insurance Solutions LLC team today for more information.
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