Motorcycle Insurance in Nebraska

Motorcycles provide a great way to travel and save money on fuel costs. Owning a motorcycle does carry with it specific responsibilities, though. At Insurance Solutions of Omaha, serving Omaha, NE, and the surrounding areas, we can help you with proper insurance coverage. Keep reading to learn more about motorcycle insurance.

Is Regular Auto Insurance Enough?

A regular auto insurance policy can be used to cover a motorcycle, but this is not going to be your best option in most cases. An insurance policy specifically designed for motorcycle owners provides other benefits that a regular auto policy may not provide.

What Does a Motorcycle Policy Cover?

A motorcycle insurance policy can be customized to meet your specific needs, but it will provide the following coverage in most cases.

• Comprehensive/Collision- If your motorcycle is damaged, this type of coverage will kick in to pay for repairs or replacement for your bike.
• Liability- If your bike causes damage to another vehicle, this coverage will pay for the expenses you could be held liable for. When you are at fault in an accident, you can be held responsible for repairs or replacement of a vehicle, medical bills that could result, and even legal fees should legal action be taken against you.

What Benefits Does a Motorcycle Policy Provide?

An insurance policy specifically designed for motorcycles may have benefits that a regular auto policy does not provide. For instance, because many bike owners only use their bikes during certain months of the year, a motorcycle policy will only charge you for the months the bike is in use.

If you would like to learn more about motorcycle insurance or any of our other insurance products, don't hesitate to contact us at Insurance Solutions of Omaha, serving Omaha, NE, and the surrounding areas. We will be happy to help you with all of your Nebraska insurance needs.