Skip to content
Click to Call
Insurance Solutions of Omaha

17055 Frances St
Suite 101
Omaha, NE 68130

Get Directions

Nebraska Umbrella Insurance Coverage

Umbrella Insurance in Nebraska

Life can be unpredictable. You may hold a party at your swimming pool, then a guest slips. Your pet can run rogue, biting a passerby. Your teenage son could steal your car and end up causing an accident that injures several people. While these instances are not intentional, you could be held responsible for the damage and injuries. And without umbrella insurance from Insurance Solutions of Omaha in Omaha, NE, your assets and savings could be at stake.

Given that life can throw curveballs at you, you need a suitable insurance plan to save yourself in the hour of need. Thankfully, umbrella insurance can be your friend when life happens.

What is umbrella insurance?

It’s a separate coverage on top of your conventional insurance policy ( it could be a boat, home, or auto insurance plan) that provides you with broad liability coverage. Umbrella insurance takes over from where your traditional liability insurance coverage leaves off.

Umbrella insurance comes in handy when faced with significant liability claims. For instance, suppose you have auto liability insurance of $200,000. Imagine you are at fault for an accident that costs $400,000 in damages and bodily injuries. Without umbrella insurance, you may have to cover the difference of $200,000 from your pocket!

What does umbrella insurance cover?

It’s worth noting that umbrella insurance is a liability insurance policy, meaning that it covers other people but not you and your property. Generally, umbrella insurance provides the below protection:

  • Bodily liability coverage when accused by others
  • Property damage liability when accused by third parties
  • Personal liabilities like libel, wrongful entry, slander, and false arrest

The best part about umbrella insurance is that it also cushions against lawsuits by covering several costs, including attorney fees and settlement claims.

Who needs umbrella insurance?

If you have assets and are at risk of being sued, you need umbrella insurance. Consider umbrella insurance today if you:

  • Are a landlord
  • Own a property like a boat, car, or home
  • Coach youth sports
  • Have a dangerous pet
  • Have a swimming pool
  • Operate a business
  • Participate in risky hobbies like skiing or archery

Looking for umbrella insurance in Nebraska? Why don’t you contact Insurance Solutions of Omaha in Omaha, NE for a quote?

  • AllState
  • Battle Creek Mutual
  • Columbia
  • Donegal
  • Encompass
  • Farmer's Mutual of Nebraska
  • Foremost
  • IMT
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers

Comparing Quotes - Made Simple

Fill out the form below and
get started today!

Get to Know Us

Servicing States

  • Nebraska
  • Iowa
  • South Dakota
  • Missouri
  • Kansas

Testimonials