Category: Motor Home Insurance

Motorhomes are a home away from home for many individuals and families in Omaha, NE. They can be the catalyst for countless memories, from multi-week road trips to weekend getaways. But unfortunately, disasters can strike at any time. When they do, it’s important to have the right insurance coverage in place to protect your finances.

With so many coverage options and policy types, it can be hard to know what you can expect from your insurance provider. Luckily, the team here at Insurance Solutions LLC can help.

Accidents Involving Other Vehicles or Property

Motorhomes are a major investment, and when they are involved in an accident, the repair costs can be overwhelming. Fortunately, collision insurance is one of the most common forms of coverage for motorhomes and is available with countless deductible and monthly premium options. This type of policy can help you avoid paying for the total cost of repairs to your motorhome and the other cars or property involved out of pocket.

Natural Disasters and Other Events

With weather patterns becoming increasingly unpredictable, damage from wind, hail, debris, flooding, and more is likely to become more common. To make matters worse, some individuals learn that the broken windshield on their motorhome caused by a tree limb isn’t covered by their insurance because they only have collision coverage. That’s where comprehensive policies come in. They can pick up where your collision or liability policy leaves off and provide increased protection in the event of a natural disaster.

We Are Here To Help

If you own a motorhome in Omaha, NE and need help finding the right insurance policy, Insurance Solutions LLC can help! We’ll work with you to find the right coverage for your needs without breaking the bank.

Owning a motorhome is a great way to explore the open road, but it can also come with its own set of risks. One of those risks is damage due to mold and mildew. While motorhome insurance generally covers much of the damage that could occur while you’re on the road, there can be some confusion around what types of coverage are included when it comes to mold and mildew.

Insurance Solutions LLC takes a closer look at what Omaha, NE motorhome insurance covers in relation to mold and mildew so that you can make sure your vehicle is adequately protected. 

What Is Covered by Motorhome Insurance? 

When it comes to motorhomes, most standard policies cover physical damage such as theft, vandalism, fire, hail, windstorm, and other incidents related to these perils. The policy may also include liability coverage for bodily injury or property damage caused by any accident involving your motorhome.

In addition, many policies will include medical payments coverage for medical expenses incurred in an accident involving your motorhome. However, when it comes to mold and mildew damage, most policies do not cover this type of damage unless it is specifically listed in the policy as a covered peril. 

Does Motorhome Insurance Cover Mold & Mildew Damage? 

It depends on the individual policy since every insurer has different terms and conditions. Generally speaking though, most Omaha, NE policies do not include coverage for mold or mildew-related damages unless they are specifically listed as being part of the policy’s coverage limits.

But some insurers may offer additional coverage if you purchase a separate rider that provides specific protection against mold or mildew damage.

Get The Right Coverage For Your Vehicle Today

Contact Insurance Solutions LLC today and we can help you find the coverage you need.