Tooling around in an RV makes for an ideal vacation. If you just want to RV on vacation and not have it be a yearlong lifestyle, maybe you want to consider renting an RV. Even if it’s just a temporary rental, you’ll still need insurance. This typically specialized coverage can be purchased directly from the rental company or a peer-to-peer platform. Keep in mind that while personal auto insurance might offer limited liability coverage, it frequently does not cover specialized RV damages. Policies typically include liability and damage protection.
Important Aspects of Rental RV Insurance
The majority of rental companies provide tiered insurance packages. These range from basic to comprehensive coverage. This is generally required for rentals. The daily rates will depend on such factors as the chosen deductible, the vehicle’s value, and level of coverage. You may bundle the costs in the daily rental rate. While your personal car insurance might cover liability, it often excludes any damage to the rented RV itself. This is especially true for larger units.
You may find that peer-to-peer sites offer specialized insurance for the duration of the rental. It functions as a safety net, covering the vehicle from the time of pickup until you return it to the dealer. You may find that some policies include roadside assistance. This can come in very handy if you have a breakdown. Be sure to check your personal auto policy to see if it extends to RV rentals. Verify what is covered. Evaluate the deductibles and confirm your coverage period.
Insurance Solutions LLC Serving Omaha, NE
If you are in the Omaha, NE area and need RV insurance, we here at Insurance Solutions LLC will be happy to help. Give us a call today.
